Every elite athlete and coach knows if you fail to plan you are planning to fail. To be successful in life, you must plan. A plan is is a series of steps to be carried out to their successful completion, in order to achieve your goals. For your plan to work, you must total commitment and self discipline, and stop making excuses.
Step 1: Change your lifestyle
Step 2: Establish a small emergency fund based on family size
Step 3: Manage your money with a budget
Step 4: Dump your debt
Step 5: Establish a full-blown emergency fund
Step 6: Get the right insurance and set up essential legal documents
Step 7: Restart your retirment savings
Step 8: Start saving for college
Step 9: Pay off the house
Step 10: Bank on yourself
Step 11: Minimize taxes
Step 12: Start a family tradition
This section talks about the costly mistakes we make because we were not taught these simple concepts in school
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